Friday, May 7, 2010
Brett Merritt is the Bomb Dot Com.
And now for a public thank you. Thank you so much, Bret Merritt. I think I will cry for a couple of weeks every time I see you knowing that you think all of those nice things you wrote about me on your blog. The kids asked me to read it out loud to them and they seconded some points and gave me big hugs and made me cry even harder. That was the best Mother's Day gift I could ever, ever ask for and there is no way you could have guessed the kids would also be so cute about it and make it that much more special. I love you very much. I'm glad we're forever.
Sunday, May 2, 2010
Insert Cheesy Theme Song Here.
We knew that in April we had to pay for our Jeep or we would risk paying huge lease penalties for being over our miles. We leased back when we had another good car and lived in SLC. Then that other car had issues, we moved to Provo, I started commuting and the mileage became just mountainous. So Brett did some research and found we had to pay off one of our debts in total because our debt to income ratio was just a hair over where it should be and we couldn't get a car loan. Now, we knew this was happening. We knew we had a deadline with the car. But we also knew we were going to Disneyland and we also knew we had our taxes coming up so we planed for those two things and I really just thought I had to let the chips fall where they may on the car thing. This is where I think paying tithing pays back in enormous ways. I could probably have sat down and calculated how to handle this situation in the same way I calculated and slowly saved for our Disney trip. But I really didn't. To be honest, It kept going out of my mind. Brett once texted me and said that we had a week to buy our car but I could not for the life of me picture how that was going to look, how that was going to happen. The day before we had to buy the Compass I got done with work and the thought came to me that I should stop by TMG and drop off some of my invoices. When I got there they said they had a check for me and a check for Brett. I had just gotten one in the mail a couple days before so I was shocked. I told them they couldn't possibly have another one for me since I had just gotten paid for three. The check I got in the mail had three invoice numbers on it so TMG had combined them into one BIG check. Which was unexpected. As was getting paid again so soon. (Keep in mind I'm on about a two month payment lag with TMG so I sometimes lose track of what's coming to me from two months ago...) I took the checks from TMG to the bank and that was when I noticed the checks were both under my name instead of one being for Brett like I thought. So we had one extra. I then asked for my savings balance which was HUGE. I asked how that could possibly be, and realized at the same time the teller said it out loud that we had gotten our tax return electronically. I also had another check auto-deposited that same day from Cosmic Pictures. I took it, put it all together and paid off the remaining balance to our consolidation loan that we had outstanding with our bank. After paying it off, they said Brett had the right debt to income ratio to turn around and get a car loan to pay off our lease. So on the very last day of our lease we dropped the consolidation loan payment that was almost 400 dollars and the car lease payment that was almost 400 and got one payment of 230.00 at a better rate. I know.
My friend Chelsey and I got together and started this website a while back. www.blackhoneyvintage.com We both love vintage to an insane degree and we had both always wanted to have a store. We were having fun getting everything going. About the same time we found that we were having trouble balancing lives and our families and friends (she's single) and our demanding full time jobs. Well her full time job at Adobe. My...sometimes full time job. I just found it interesting that for whatever reason I could not get anywhere on a business plan. I am getting used to the kinds of things like the story above occurring when something is meant to be. And there was that swimming upstream feeling instead of that happening without me feeling like what went down with the car. We both didn't have to say anything to one another we just both slowly ran out of steam trying to manage our lives. The web site sort of fell by the wayside. Then here we are down the road and I just found out I have this auto-immune disease and in the last month of feeling better I have wondered if the dream could come back to life. And then I got a text from Chelsey saying that she was starting chemo. I will respect her privacy and just say that she has a rare form of cancer and she is doing great considering. She sounds like she has a great doctor and her family and friends and ward are there for her. I'm so impressed with her strength. I am also amazed at how perfect God is. If we had not let the business idea drop...I don't know. I can just see that the idea was a good one but it wasn't in the cards. And a year ago it just faded away because it needed to and no ones feelings were hurt. I praise God. Once again. Only he can see around corners.
I have been adjusting my own meds. Like I said I might. I have been taking one and cutting one in half. I feel amazing. I am so grateful to everyone that said, in a nutshell, don't listen to the nurse...do what you need to do. I need to take 75mg. And it's meant everything. I haven't lost weight, but I don't cry in my sweats on the couch over a bowl of cereal every time I have a crappy day. If I don't feel great, I take it in stride and I find I feel great soon. My attitude is back to its normal unrealistic level. Meaning I still think I can do everything and accomplish everything and to a silly unrealistic level which is just the kind of irresponsible denial I like in myself.
The other day I saw on Facebook my cousin's status and it read something about how he felt that nothing ever seemed to work out for him. I felt like that all of the time about ten years ago. The mojo I have going on now is exactly what I always wanted and always wondered how to obtain. I had no idea that it was a blessing that came with following commandments. This is why we are given commandments. So that we can have this kind of flow. To hear Chelsey's story is further testimony about what happens when you turn your life around. She did. And not only has she caught this thing early but she has told me about six stories all intricately woven together about how she has been blessed with everything from medical insurance to having the money already in savings to use to pay her medical bills to having a ready collection of gorgeous vintage scarves. And her hair hasn't even fallen out, yet. I am in awe. I am amazed. I am baffled at how much God loves us. We give so little and get back 10,000 fold. I pay 10% but I have had the windows of heaven open up and dump blessings down on my family, just like is promised. I am happy to see where this next year leads. I'm grateful for Chelsey and ask you pray for her and that she will be strong through her treatments. And please also pray for her roommate, her cousin Cat. Cat watched her father die of cancer. It's a lot to go through again for her. Especially since there are two other members of their family with cancer. It's been a tough year for them.
As for our little family we are excited for Disneyland coming up and celebrating Bella's Birthday there, Brett's Birthday in Vegas, our 4 year Anniversary in June. With all of this going on I'll try and check back in here before August.
My friend Chelsey and I got together and started this website a while back. www.blackhoneyvintage.com We both love vintage to an insane degree and we had both always wanted to have a store. We were having fun getting everything going. About the same time we found that we were having trouble balancing lives and our families and friends (she's single) and our demanding full time jobs. Well her full time job at Adobe. My...sometimes full time job. I just found it interesting that for whatever reason I could not get anywhere on a business plan. I am getting used to the kinds of things like the story above occurring when something is meant to be. And there was that swimming upstream feeling instead of that happening without me feeling like what went down with the car. We both didn't have to say anything to one another we just both slowly ran out of steam trying to manage our lives. The web site sort of fell by the wayside. Then here we are down the road and I just found out I have this auto-immune disease and in the last month of feeling better I have wondered if the dream could come back to life. And then I got a text from Chelsey saying that she was starting chemo. I will respect her privacy and just say that she has a rare form of cancer and she is doing great considering. She sounds like she has a great doctor and her family and friends and ward are there for her. I'm so impressed with her strength. I am also amazed at how perfect God is. If we had not let the business idea drop...I don't know. I can just see that the idea was a good one but it wasn't in the cards. And a year ago it just faded away because it needed to and no ones feelings were hurt. I praise God. Once again. Only he can see around corners.
I have been adjusting my own meds. Like I said I might. I have been taking one and cutting one in half. I feel amazing. I am so grateful to everyone that said, in a nutshell, don't listen to the nurse...do what you need to do. I need to take 75mg. And it's meant everything. I haven't lost weight, but I don't cry in my sweats on the couch over a bowl of cereal every time I have a crappy day. If I don't feel great, I take it in stride and I find I feel great soon. My attitude is back to its normal unrealistic level. Meaning I still think I can do everything and accomplish everything and to a silly unrealistic level which is just the kind of irresponsible denial I like in myself.
The other day I saw on Facebook my cousin's status and it read something about how he felt that nothing ever seemed to work out for him. I felt like that all of the time about ten years ago. The mojo I have going on now is exactly what I always wanted and always wondered how to obtain. I had no idea that it was a blessing that came with following commandments. This is why we are given commandments. So that we can have this kind of flow. To hear Chelsey's story is further testimony about what happens when you turn your life around. She did. And not only has she caught this thing early but she has told me about six stories all intricately woven together about how she has been blessed with everything from medical insurance to having the money already in savings to use to pay her medical bills to having a ready collection of gorgeous vintage scarves. And her hair hasn't even fallen out, yet. I am in awe. I am amazed. I am baffled at how much God loves us. We give so little and get back 10,000 fold. I pay 10% but I have had the windows of heaven open up and dump blessings down on my family, just like is promised. I am happy to see where this next year leads. I'm grateful for Chelsey and ask you pray for her and that she will be strong through her treatments. And please also pray for her roommate, her cousin Cat. Cat watched her father die of cancer. It's a lot to go through again for her. Especially since there are two other members of their family with cancer. It's been a tough year for them.
As for our little family we are excited for Disneyland coming up and celebrating Bella's Birthday there, Brett's Birthday in Vegas, our 4 year Anniversary in June. With all of this going on I'll try and check back in here before August.
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